Elaine Murray thinks HBOS is to blame for Farepak being unable to run a profitable business, and that HBOS should be boycotted as a result. Does she think HBOS are a charity?
She is quoted in the BBC article:
"These are hard-working, prudent people, who prefer to save rather than take out a loan or use a credit card, who do not know how to explain to the children than Santa won't be coming this year."
Well, why didn't they invest the money - maybe even a wee savings account? I'd ask why we elect fuckwits like Elaine Murray, but when her constituents can't even use a bank account, are we really surprised?